Mar 99 Year to Date

TOTAL KEYCORP

293,348

302,877

6,530,947

5,108,894

6,094,505

4,659,244

Net Income YTD

Economic Capital

Regulatory Capital

Total

ex -Goodwill

Total

ex-Goodwill

Total

ex-Goodwill

Key Consumer Finance

50,249

54,227

1,643,401

1,217,938

1,534,710

1,109,970

Educational Resources

13,944

14,046

176,339

164,231

184,963

172,882

Key Finance

13,033

14,305

388,663

205,296

349,152

166,079

Champion Mortgage Company

10,101

11,372

276,666

93,298

257,037

73,964

Home Equity

3,637

3,637

104,510

104,510

84,124

84,124

Subprime Home Equity

-88

-88

1,144

1,144

887

887

Key Funding

-612

-612

6,341

6,341

7,103

7,103

Auto Finance

9,109

11,712

735,144

505,156

722,966

493,380

Indirect Auto Lease

9,794

9,794

172,076

172,076

170,003

170,003

Indirect Auto Prime

4,458

4,458

278,837

278,837

284,221

284,221

Indirect Auto Specialty

-5,143

-2,540

284,231

54,243

268,742

39,156

RV/Marine

5,659

5,659

236,669

236,669

197,362

197,362

Credit Card

5,636

5,636

129,279

129,279

80,854

80,854

KCF Other

2,869

2,869

-22,694

-22,694

-586

-586