| RISK CATEGORY |
BALANCE ($000's) |
FACTOR |
CAPITAL |
| Commercial Lending |
|
|
|
| Commercial Loans |
945,817 |
6.60% |
62,424 |
| Commercial Real Estate |
5,334,152 |
6.66% |
355,456 |
| Direct Commercial Leases |
6,077 |
7.09% |
431 |
| Other |
9,227 |
1.20% |
111 |
|
|
|
|
| Consumer Lending |
30,880 |
4.29% |
1,325 |
|
|
|
|
| Non Interest Expense (annualized) |
56,937 |
4.63% |
2,637 |
|
|
|
|
| Goodwill |
0 |
NA |
0 |
|
|
|
|
| Miscellaneous Assets |
65,268 |
3.27% |
2,133 |
|
|
|
|
| Fixed Assets |
1,238 |
7.50% |
93 |
|
|
|
|
| Total Other Risk |
439,744 |
0.37% |
1,618 |
|
|
|
|
| Capital Allocation |
|
|
426,227 |
|
|
|
|
| Net Income (YTD) |
|
|
31,735 |
|
|
|
|
| Annualized Return on Equity |
|
|
29.78% |
Back to Top |