RISK CATEGORY
![]() |
BALANCE ($000's)
![]() |
FACTOR
![]() |
CAPITAL
![]() |
| Commercial Lending |
0 |
NA |
0 |
|
|
|
|
| Consumer Lending |
|
|
|
| Home Equity Lending |
59,121 |
4.26% |
2,520 |
| Other Indirect |
57,252 |
6.29% |
3,600 |
|
|
|
|
| Securities Credit Risk |
0 |
NA |
0 |
|
|
|
|
| Deposits |
-177 |
1.20% |
-2 |
| Non Interest Expense |
5,072 |
3.95% |
200 |
|
|
|
|
| Goodwill |
0 |
NA |
0 |
|
|
|
|
| Miscellaneous Assets |
458 |
0.19% |
1 |
|
|
|
|
| Fixed Assets |
289 |
7.50% |
22 |
|
|
|
|
|
|
|
|
| Capital Allocation |
|
|
6,341 |
|
|
|
|
| Net Income (YTD) |
|
|
0 |
|
|
|
|
| Annualized Return on Equity |
|
|
0% |
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