RISK CATEGORY
![]() |
BALANCE ($000's)
![]() |
FACTOR
![]() |
CAPITAL
![]() |
| Commercial Lending |
696 |
7.31% |
51 |
|
|
|
|
| Consumer Lending |
-453,354 |
6.29 |
-28,507 |
|
|
|
|
| Non Interest Expense |
-3,854 |
2.23% |
-86 |
|
|
|
|
| Goodwill |
0 |
NA |
0 |
|
|
|
|
| Fixed Assets |
4,135 |
7.50% |
310 |
|
|
|
|
| Total Other Risk |
4,039 |
12.68% |
5,538 |
|
|
|
|
| Capital Allocation |
|
|
-22,694 |
|
|
|
|
| Net Income (YTD) |
|
|
2,869 |
|
|
|
|
| Annualized Return on Equity |
|
|
-50.57% |
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