| RISK CATEGORY |
BALANCE ($000's) |
FACTOR |
CAPITAL |
| Commercial Lending |
|
|
|
| Commercial Loans |
1 |
9.72% |
0 |
|
|
|
|
| Consumer Lending |
|
|
|
| Home Equity Lending |
1,354 |
3.54% |
48 |
|
|
|
|
| Deposits |
4,875 |
1.18% |
57 |
| Non Interest Expense |
0 |
2.38% |
0 |
|
|
|
|
| Goodwill |
0 |
NA |
0 |
|
|
|
|
| Fixed Assets |
562 |
7.50% |
42 |
|
|
|
|
| Other Intangibles |
0 |
|
0 |
|
|
|
|
| Capital Allocation |
|
|
148 |
|
|
|
|
| Net Income (YTD) |
|
|
-16 |
|
|
|
|
| Annualized Return on Equity |
|
|
-42.01% |
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