Net Income Adjusted for Capital Charge (NIACC)

TOTAL KEYCORP

357,025

572,898

411,580

629,104

Net Income Adjusted for Economic Capital Charge

Net Income Adjusted for Regulatory Capital Charge

March 1999 Year to Date

Total

ex-Goodwill

Total

ex-Goodwill

Key Corporate Capital

107,836

132,341

102,411

126,875

Commercial Real Estate

73,663

73,663

67,073

67,073

Specialty Finance & Corp

35,356

35,840

48,398

48,880

Media & Telecommunications

13,595

13,595

13,434

13,434

Health Care Finance

13,253

13,253

17,155

17,155

Structured Finance

12,052

12,535

21,159

21,642

International

-559

-559

-834

-834

Leasing Non-Relationship

7,957

30,381

-7,615

14,779

Total Leasing Secondary

24,577

47,001

29,048

51,441

Lease Shadow Acct

-16,620

-16,620

-36,663

-36,663

Corp Capital Other/Admin

-9,140

-7,543

-5,016

-3,428

Key Global Finance

-406

-406

-143

-143

Corporate Banking Other

-2,789

-1,192

434

2,022