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Wealth Transfer - Secondary LOB
MARCH 1999

Performance Comparisons:
Net Income and Capital
NIACC (Net Income Adjusted for Capital Charge)
ROE

RISK CATEGORY BALANCE ($000's) FACTOR CAPITAL
Commercial Lending 0 NA 0




Consumer Lending 0 NA 0




Securities Credit Risk 0 NA 0




Non Interest Expense 3,458 3.95% 137




Goodwill 0 NA 0




Miscellaneous Assets 0 NA 0




Fixed Assets 35 7.50% 3




Other Intangibles 0 NA 0




Capital Allocation

139




Net Income (YTD)

-281




Annualized Return on Equity

-807.26%

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