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Asset Management Allocation - Secondary LOB MARCH 1999

Performance Comparisons:
Net Income and Capital
NIACC (Net Income Adjusted for Capital Charge)
ROE

RISK CATEGORY BALANCE ($000's) FACTOR CAPITAL
Commercial Lending 0 NA 0




Consumer Lending 0 NA 0




Securities Credit Risk 0 NA 0




Non Interest Expense 2,829 3.95% 112




Goodwill 0 NA 0




Miscellaneous Assets 0 NA 0




Fixed Assets 0 NA 0




Fiduciary Assets 0 NA 0




Capital Allocation

112




Net Income (YTD)

-403




Annualized Return on Equity

-1441.72%

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