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Marketing Services - Secondary LOB
MARCH 1999

Performance Comparisons:
Net Income and Capital
NIACC (Net Income Adjusted for Capital Charge)
ROE

RISK CATEGORY BALANCE ($000's) FACTOR CAPITAL
Commercial Lending 0 NA 0




Consumer Lending 0 NA 0




Securities Credit Risk 0 NA 0




Non Interest Expense 326 3.95% 13




Goodwill 0 NA 0




Miscellaneous Assets 0 NA 0




Fixed Assets 1 7.50% 0




Fiduciary Assets 0 NA 0




Capital Allocation

13




Net Income (YTD)

-46




Annualized Return on Equity

-1416.19%

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