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KCP Admin - Primary LOB MARCH 1999

Performance Comparisons:
Net Income and Capital
NIACC (Net Income Adjusted for Capital Charge)
ROE

RISK CATEGORY BALANCE ($000's) FACTOR CAPITAL
Commercial Lending 0 NA 0




Consumer Lending 0 NA 0




Securities Credit Risk 0 NA 0




Non Interest Expense 64,048 3.95% 2,529




Goodwill 393,834 100.00% 393,834




Miscellaneous Assets -5,432 0.35% -19




Fixed Assets -145 7.50% -11




Fiduciary Assets 0 NA 0




Total Other Risk -181 30.00% -54




Capital Allocation

396,279




Net Income (YTD)

-16,691




Annualized Return on Equity

-16.85%

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